Mutual Fund Returns Calculator (Lumpsum)

Estimate how a one-time mutual fund investment grows — future value, wealth gained and a year-by-year projection at your expected return.

Investment amount (₹)

Expected annual return (% CAGR)

Investment period (years)

Future value

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Invested amount—

Estimated gains—

Wealth multiple—

Invested Gains

Year-by-year projection

How lumpsum returns are calculated

FV = P × (1 + r)^t — your investment compounding at the expected CAGR. A 12% CAGR doubles money roughly every 6 years (rule of 72). Investing monthly instead? Use the SIP Calculator.

FAQ

What CAGR should I assume?

Large-cap equity funds have historically returned 10–12%, mid/small-cap 12–15% over long horizons, debt funds 6–8%. Past returns don't guarantee future performance.

Are returns taxed?

Equity fund gains above ₹1.25L a year are taxed at 12.5% (LTCG, held >1 year); short-term gains at 20%. This calculator shows pre-tax values.